Jon Bos is a CERTIFIED FINANCIAL PLANNER™ PRACTITIONER Why should this be important to you? The CFP™ certification indicates a planner who meets rigorous education, exam, experience, and ethics requirements and participates in on-going professional education. Finding a Planner You Can Trust Financial planning is a relatively new profession. Loose government regulation of the term "financial planner". -some states group financial planners with investment advisors. -investment advice is just part of financial planning. Anyone can call him/herself a financial planner. How do you find a planner you can trust? Look for the CFP™ Marks CFP™ Board was created in 1985 Nonprofit, professional regulatory organization Mission to benefit the public by fostering professional standards in personal financial planning Not a membership organization You the public are the CFP™ Board's owners Four E's: 100 topic Education curriculum 2-day, 10-hour Examination Minimum of 3 years Experience Adherence to a Code of Ethics Adherence to Practice Standards Renew certification every 2 years Continuing education (30 hours every 2 years) Disclosure of ethical/criminal findindgs Checking Up on a Planner Certified Financial Planner Board of Standards (888) 237-6275 / www.cfp.net North American Securities Administrators Association (202) 737-0900 / www.nasaa.org National Association of Insurance Commissioners (816) 842-3600 / www.naic.org National Association of Securities Dealers (800) 289-9999 / www.nasdr.com Securities and Exchange Commission (202) 942-7040 / www.sec.gov TOP 10 reasons to use a CERTIFIED FINANCIAL PLANNER™ PRACTITIONER ORGANIZE CFP™ Practitioners will help gather your financial information. FORMALIZE CFP™ Practitioners will help identify your financial goals. PRIORITIZE CFP™ Practitioners will help rank your financial opportunities. CAPITALIZE CFP™ Practitioners will help stretch your financial resources. OPTIMIZE CFP™ Practitioners will help evaluate your financial situation. STABILIZE CFP™ Practitioners will help establish your financial foundation. CUSTOMIZE CFP™ Practitioners will help tailor your financial strategies. ACTUALIZE CFP™ Practitioners will help achieve your financial aspirations. AGGRANDIZE CFP™ Practitioners will help expand your financial horizon. FANTASIZE CFP™ Practitioners will help you realize your financial dreams.